The money side
Receivables, payables and cash control for Nepal
See who owes you, what you owe suppliers, and your cash and bank balances today. Each figure comes from the invoices, bills and payments you approve, so you never keep a second set of numbers.
In short
How do I track who owes me and what I owe suppliers?
Kuver Books builds both ledgers from the documents you approve: invoices, purchase bills, payments, credit notes and debit notes. Receivables and payables are therefore current to the last approval, with a live total for each. Cash and bank movements sit in one dated ledger with a day-end lock. Payments are recorded by you, since there is no link to your bank.
See it on screen
An illustrative view of the screen this page describes.
Today numbers, not last week numbers
Kuver Books works out what customers owe you (receivables) and what you owe suppliers (payables) from the documents you approve. Nobody updates them by hand, so the figure on screen already includes the balance you settled ten minutes ago and the credit note you approved this morning.
- Who owes you, invoice by invoice Each invoice shows the customer, amount, payments received, due date, status and balance.
- What you owe, bill by bill The same view for supplier bills. Open any line to see the bill itself.
- Credit notes act immediately Approve a return and the customer balance drops. A debit note does the same for what you owe.
- Settlement needs a confirmation You confirm before a balance is closed. After that, nobody can edit the record.
Included
Cash and banks, recorded honestly
Nepali banks do not offer a public connection for software, so you enter bank movements yourself. Kuver Books tells you this before you start.
- One cash ledger, in date order Every rupee in or out, in date order, with opening and closing rows.
- A printed day stays locked Once a day is printed it locks. Corrections go through an adjustment with a reason.
- Cash to bank with live maths As you type the deposit, you see the cash available, the amount moving and the closing balance.
- Savings and current accounts Each bank account keeps its own transaction history, and you can attach supporting documents.
- Opening cash and bank balances Start mid-year with the cash and bank balances you actually hold.
- Corrections need a reason and proof Correcting income or expense needs a written reason and an uploaded document.
Credit control before the debt, not after it
Set a credit limit and payment terms for each customer and supplier. When a regular takes udhaaro past their limit, a banner appears with a link to settle the dues. Payment terms set the due date on each bill.
- Limits on both sides Customers and suppliers each get their own credit limit and payment terms.
- Terms you define Choose due on receipt or a set number of days, or add your own terms.
- Part payments are normal Pay or collect some now and the balance stays visible until it clears.
- Overpayment is refused Any amount above the balance goes to a settlement queue, so the ledger stays correct.
- 1. Source: The payment methods offered on the product's payment screen (recording methods, not gateway integrations). Verified 2026-09-12.
Plans and pricing
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Standard
NPR 1,500 a month
For a single outlet that bills every day.
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Premium Recommended
NPR 2,000 a month
For a bigger catalogue and higher billing volume.
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Enterprise
Priced with you
For multi-branch operations and teams that need an API.
14-day free trial, no card required. 13% VAT applies to all prices. Yearly billing costs less; every limit is on the pricing page.
Questions about the money side
Does Kuver Books connect to my bank?
Does it produce statutory financial statements?
Then what does my accountant work from?
Can I start in the middle of a fiscal year?
How does the year close?
Who can see the money screens?
Learn how it works
The rules behind this feature and the step-by-step articles from the help centre.
Where do the receivables and payables figures come from?
Kuver Books keeps your receivables and payables for you. They are worked out from the documents you approve. Approve a sales invoice and the unpaid amount appears in receivables, the list of what customers owe you. Record a payment and it falls. Approve a credit note and it falls again. The supplier side works the same way through purchase bills, payments and debit notes, and the total there is your payables, what you owe. Since nobody adds these up by hand, there is no second set of numbers to check against the first.
Receivables and payables
The receivables ledger lists every invoice with the customer, the amount, the payments received, the due date, the status and the balance still owed. A total sits at the bottom, and each line opens the invoice. Payables show the same for supplier bills. You can filter both by date and by customer or supplier, and export them. Before you give a regular more udhaaro, filter by their name and see what is still open. To close a balance you settle it from the settlement queue and confirm, and after that the record cannot be edited.
Banks and cash
Add each bank account as savings or current. Each keeps its own transaction history, and you can attach supporting documents. Set opening balances for cash and bank, so a business already trading can start mid-year. The cash-flow ledger records every movement in date order, with opening and closing rows and a running balance in NPR. Moving the day’s cash to the bank is a short form that shows the available, transferring and final closing balance as you type, and it refuses a deposit that would leave a negative balance. Once a day has been printed it locks. A correction then has to go through a cash adjustment, which needs a reason and an uploaded document.
Payments
Record payments across 10 Nepali methods: cash, Khalti, eSewa, bank transfer, ConnectIPS, Fonepay, IME Pay, PrabhuPay, card and mobile banking. Every payment in or out records the method and the bank account it went through. That is why the day-end split by method and the payment-mix chart match the money you actually took.
Is Kuver Books a full accounting system?
No, and it is better to know that before you buy. Kuver Books keeps a complete record of your trading that an auditor can follow: what you bought and sold, what you owe and are owed, where your cash and bank balances stand, what tax you collected and paid, and the profit on each product with cost of goods, gross profit and margin. It is not a double-entry general ledger. There is no chart of accounts, no journal voucher screen, and it does not produce statutory statements. Your accountant prepares those from this record, exported in one go as XLSX, PDF or CSV.
What doesn’t Kuver Books do with cash and banks?
- No automatic link to your bank, and no automated matching of bank statements.
- No cash-flow forecast. The cash ledger is a record of money that has already moved.
- No ageing report on receivables or payables (debts grouped by how overdue they are), and no reminders sent to customers on your behalf.
- No cheque register or post-dated cheque handling as a separate module.
- No second currency. Amounts are NPR, grouped in lakh and crore.
- No statutory financial statements, and no journal entries you can post by hand.
Who is receivables and cash control for?
A good fit
Owners who want two numbers every week: what is coming in and what has to go out. That includes retailers and kirana shops closing the till every evening, wholesalers and distributors who sell on credit and need a limit on every customer, and hardware shops with many supplier due dates to keep track of. It also suits any business that today answers “what do we owe?” by opening a drawer and making a phone call.
Less of a fit
It is a weaker fit if you need a general ledger in house rather than an accountant preparing statements from exports. Start with a 14-day free trial, no card required, bring your own balances, and close your first month on it.
See receivables, payables and cash on your own shop's data.
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Talk to a person
WhatsApp Call +977 974-4401191Sunday to Friday, 9am to 6pm NPT. A real person replies within one business day.